Everyone is a beginner at something – including your current position in your real estate journey. There are certain milestones that are very evident, such as being a first-time home buyer. When you’re buying for the first time, there are incentives such as the Home Buyers Plan. That’s the plan that allows you to withdraw from your RRSP in order to help fund your down payment. You can only be a first-time buyer once, though. Or can you?